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Get Plan Benefits by State API – Overview

1. Purpose​

The Get Plan Benefits by State service helps users discover what small-business health and related insurance plans are available in a specific U.S. state. It provides a consolidated view of offerings across multiple product families, including:

  • Medical benefits
  • Dental benefits
  • Vision benefits
  • Basic life insurance

This service simplifies access to plan availability by geography, supporting informed decision-making without requiring technical expertise.

2. Who Can Use This Service​

This service is designed for:

  • Insurance brokers and agents helping small businesses choose coverage
  • Partner onboarding teams preparing regional marketing or sales materials
  • Product managers and strategists analyzing plan availability across states
  • Internal teams needing a high-level summary of offerings without technical details

While originally built for developers, this overview is intended for anyone who needs a clear picture of available plans by state.

3. What Information is Available​

The service provides broad, easy-to-understand categories of information:

  • Plan categories: Medical, dental, vision, and basic life insurance
  • Product families: Groupings such as UnitedHealthcare, Oxford, and Level Funded offerings
  • State-specific availability: Only plans valid in the selected state are shown
  • Plain-language feedback: Indicates whether valid plan data was found for the state

4. Benefits of This Service​

  • Simplified discovery: Quickly see what plans are available in each state
  • Consistent information: Everyone sees the same product families and categories
  • Always current: Reflects the latest offerings from internal systems
  • Supports multiple use cases: Useful for sales, marketing, planning, and training

5. Example Uses​

  • A broker preparing for a client meeting can check available plans in the client’s state.
  • A partner team can summarize offerings for a region in onboarding materials.
  • A strategist can compare plan availability across states for business planning.
  • A training document can reference the service as a single source for state-specific plan data.

6. Important Notes​

  • This is a high-level summary. Technical integration details are not included.
  • Offerings may change over time due to business or regulatory updates.
  • Access is based on partnership. Usage typically requires a formal relationship.
  • Respect confidentiality. The service and its data are proprietary assets.
  • Plain-language responses help users understand when no data is available for a state.