Skip to main content

Installation Rate API Overview

1. Purpose​

The Installation Rate Service is designed to provide organizations with quick access to estimated rates for various employee benefit plans. These include medical, dental, vision, and life insurance options. The service helps businesses and partners understand potential costs associated with different plan selections.

2. Who can use this service​

  • This service is designed for approved UnitedHealthcare partners, including affiliates and organizations involved in quoting and enrollment.
  • It’s intended for business teams and technical implementers who integrate their systems with UnitedHealthcare’s quoting tools.
  • It is not available for general public use and requires coordination through official partner channels.

3. What information is available​

The service provides high-level rate information for:

  • Medical plans
  • Ancillary plans (such as dental, vision, and life insurance)

To generate rate estimates, the service uses general details about the employer and employees, along with the types of plans being considered. No sensitive personal or health information is required for these estimates.

4. Benefits of this service​

  • Efficiency: Quickly obtain rate estimates for multiple benefit plans in one place.
  • Convenience: Streamlines the quoting and onboarding process for organizations and partners.
  • Clarity: Helps employers compare plan options and make informed decisions.
  • Support: Provides a reference ID for each request, making it easy to follow up or troubleshoot if needed.

5. Example uses​

  • An employer wants to compare estimated costs for different medical and dental plans before making a selection.
  • A partner organization is assisting a client with benefits onboarding and needs to provide sample rate information.
  • A business user is preparing a proposal that includes benefit plan options and needs quick access to rate estimates.

6. Important notes​

  • Dynamic Content: Plan availability may change over time. Regular updates and communication with your carrier partner are recommended.
  • Access requires a formal partnership with UnitedHealthcare and is not self- service.
  • Support: Relationship managers and onboarding coordinators are available to assist with setup and integration.
  • Part of a Suite: This service complements other quoting tools (e.g., plan benefits by state, rates by group) but can be used independently.
  • This summary excludes technical details such as authentication, data formats, error codes, and endpoint URLs.
  • This overview is intended for marketing, onboarding, and public-facing materials and reflects the service’s high-level purpose and value.